You may face Service disruptions, including, but not limited to disconnection or communication interferences due to issues in the internet infrastructure used for providing or accessing the Services or due to issues with the hardware and software used by you. You understand that kishrummy has no control over these factors. kishrummy shall not be responsible for any interruption in Services and you take full responsibility for any risk of loss due to Service interruptions for any such reason.You understand, acknowledge and agree to the fact that if you are unable to play in any Game due to any error or omission directly attributable to kishrummy, including technical or other glitches at our end, the settlement of such Games will be as per the "Game Cancellation" Settlement Policy for kishrummy and entry fee would be refunded in the case.The Company shall attempt to start the game immediately once minimum number of players join the game table. However, the Company doesn’t commit the same and there may be delays in commencement of the game due to any reason whatsoever. It is clarified that, notwithstanding any limitation of liability as specified herein, kishrummy specifically disclaims any liability in the case of Games where there is no money paid by you. You agree that under no circumstances shall you compel kishrummy or hold kishrummy liable to pay you any amount over and above the service charges for any of the aforementioned errors/omissions of kishrummy.

Content

Promotions Bring A Friend ("BAF"): You can invite a friend, acquaintance or any other person to use the Services available on the Portal by accessing the "Bring - A - Friend" feature on the Portal. All bonus plans shall be governed by the additional terms and conditions applicable to that bonus plan which will apply in addition to the Terms.The details of various promotions organized on the Websites can be found in the Promotions section on that Website. Eligibility and applicable conditions for the ongoing promotional programs are provided in the Promotions section, which form a part of the Terms. If any additional terms and conditions specific to a promotional activity are mentioned, they shall be applicable to such promotion in addition to these Terms.Games offered under the Promotions section may be can celled or discontinued by kishrummy at any time without notice without any liability on kishrummy whatsoever, except refund of entry fee, if applicable.

License Agreement & Intellectual Property All Content on the Websites shall be utilized only for the purpose of availing Services in conformity with the Terms.You acknowledge that all ownership rights and all copyright and other intellectual property rights in the Content are owned by kishrummy or our licensors and that you have no right title or other interest in any such items except as expressly stated in the Terms.You are granted a personal, non-exclusive, non-assignable and non-transferable license to use the Content solely for the purposes of accessing and using the Services and for no other purpose whatsoever.You shall not sublicense, assign or transfer the license granted to you, or rent or lease or part with the whole or any part of such license or of the Content included in such license.You may not transfer, copy, reproduce, distribute, exploit, reverse engineer, disassemble, translate, decode, alter, make derivations from or make any other use of Content on the Websites in any manner other than as permitted for obtaining the Services provided on the website.You may not hyperlink the Portal to any other website without permission from us.You may access information on download and print extracts from the Portal for your personal use only. No right, title or interest in any downloaded materials or software is transferred to you by downloading and you are expressly prohibited from using such materials for any commercial purpose unless agreed with us in writing

User Account suspension

We may suspend or otherwise put restrictions on your access to the Services on the Websites during investigation for any of the following reasons:Suspected violation of Terms or other abuse of your user account;Suspected breach of security of your user account; or if there have been charge-backs on your user account.Our decision to suspend or restrict Service or any part thereof as we deem appropriate shall be final and binding on you.

Breach and consequences In the event of breach of any of the Terms being evidenced from our investigation or if there is reasonable belief, in our sole discretion, that your continued access to the Portal or any Website is detrimental to the interests of kishrummy, our other users or the general public; we may in our sole discretion take any or all of the following actions:Restrict games between users suspected of colluding or cheating;Permanently suspend your user account on the Website;Demand damages for breach and take appropriate civil action to recover such damages; and/or Initiate prosecution for violations that amount to offences in law.Additionally, in the event of committing material breach hereof, we reserve the right to bar you from future registration on the Website.The decision of kishrummy on the action to be taken as a consequence of breach shall be final and binding on you.Any action taken by kishrummy shall be without prejudice to our other rights and remedies available in law or equity.

Modifications and alterations We may alter or modify the Terms at any time without giving prior notice to you. We may choose to notify of some changes in the Terms either by email or by displaying a message on the Portal; however, our notification of any change shall not waive your obligation to keep yourself updated about the changes in the Terms. Your continued use of any Portal and/or any Services offered constitutes your unconditional acceptance of the modified or amended Terms.We may also post supplementary conditions for any Services that may be offered. In such an event, your use of those Services will be governed by the Terms as well as any such supplementary terms that those Services may be subject to.

Limitation of liability

In addition to specific references to limitation of liability of kishrummy elsewhere in the Terms, under no circumstances (including, without limitation, in contract, negligence or other tort), kishrummy shall be liable for any injury, loss, claim, loss of data, loss of income, loss of profit or loss of opportunity, loss of or damage to property, general damages or any direct, indirect, special, incidental, consequential, exemplary or punitive damages of any kind whatsoever arising out of or in connection with your access to, or use of, or inability to access or use, the Services on any Website or App in the Portal. You further agree to indemnify us and our service providers and licensors against any claims in respect of any such matter. Without limiting the generality of the foregoing, you specifically acknowledge, agree and accept that we are not liable to you for: the defamatory, undesirable or illegal conduct of any other user of the Services;any loss whatsoever arising from the use, abuse or misuse of your user account or any feature of our Services on the Websites;any loss incurred in transmitting information from or to us or from or to our Websites by the internet or by other connecting media;any technical failures, breakdowns, defects, delays, interruptions, improper or manipulated data transmission, data loss or corruption or communications infrastructure failure, viruses or any other adverse technological occurrences arising in connection with your access to or use of our Services;the accuracy, completeness or currency of any information services provided on the Websites and Apps;any delay or failure on our part to intimate you where we may have concerns about your activities; and your activities / transactions on third party websites or apps Portal accessed through links or advertisements posted in the Portal.

Governing law, dispute resolution & jurisdiction The Terms and Privacy Policy shall be interpreted in accordance with the laws of India.Any dispute, controversy or claim arising out of the Terms or Privacy Policy shall be subject to the exclusive jurisdiction of the civil courts at Mumbai.

You may only use the Services to Play Online Games (as defined below) if you are 18 years of age or over. Access to our Services or any part thereof may be restricted by us from time to time in our sole decision. You confirm that you are not accessing the Services to play Online Games from:-

Players form Assam, Telangana, Tamil Nadu, Odisha, West Bengal, Sikkim, Nagaland, Andhra Pradesh and Meghalaya are not allowed to play online kishrummy.

Game Services All tournaments, promotional games, practice games and online games organized on the Websites are collectively referred to as "Games". The rules applicable to each type of Game are provided under the Help section on the respective Website and App."Non-online games are offered free on the Portal, but may be subject to entry restrictions in some cases. Service charges charged by us are inclusive of all applicable taxes, including GST.

User representations Any information provided by you to us, whether at the stage of registration or during anytime subsequently, should be complete and truthful.Prior to adding Win to your user account or participating in online games, you shall be responsible to satisfy yourself about the legality of playing online games in the jurisdiction from where you are accessing online games. In the event of such violation, your participation in online games will be deemed to be in breach of the Terms and you will not be entitled to receive any prize that you might win in such online games. You represent that you are 18 years of age or older to participate in any Games and are also otherwise competent to enter into transactions with other users and us. You are aware that participation in the Games organized by us ("Activity") may result in financial loss to you. With full knowledge of the facts and circumstances surrounding this Activity, you are voluntarily participating in the Activity and assume all responsibility for and risk resulting from your participation, including all risk of financial loss. You agree to indemnify and hold us, our employees, directors, officers, and agents harmless with respect to any and all claims and costs associated with your participation in the Activity.You represent that you have the experience and the requisite skills required to participate in the Activity and that you are not aware of any physical or mental condition that would impair your capability to fully participate in the Activity. You further acknowledge that you are solely responsible for any consequence resulting from you participating in this Activity or being associated with this Activity or around this Activity.

You understand that we assume no liability or responsibility for any financial loss that you may sustain as a result of participation in the Activity.You understand and accept that your participation in a Game available on the Portal does not create any obligation on us to give you a prize. Your winning of a prize is entirely dependent on your skill as a player vis-a- vis other players in the Game and subject to the rules of the Game.You understand and agree that you are solely responsible for all content posted, transmitted, uploaded or otherwise made available on the Portal by you. All content posted by you must be legally owned by or licensed to you. By publishing any content on the Website, you agree to grant us a royalty-free, world-wide, non- exclusive, perpetual and assignable right to use, copy, reproduce, modify, adapt, publish, edit, translate, create derivative works from, transmit, distribute, publicly display, and publicly perform your content and to use such content in any related marketing materials produced by us or our affiliates. Such content may include, without limitation, your name, username, location, messages, gender or pictures.

You also understand that you do not obtain any rights, legal or equitable, in any material incorporating your content. You further agree and acknowledge that we have the right to use in any manner whatsoever, all communication or feedback provided by you.You understand and accept that we reserve the right to record any and all user content produced by way of but not limited to chat messages on the Portal through our feature, through the in-game chat facility or other interactive features, if any, offered as part of the Services.You understand that the funds in your user account held by us do not carry any interest or return.You shall not hold us responsible for not being able to play any Game for which you may be eligible to participate. This includes but is not limited to situations where you are unable to log into your user account as your user account may be pending validation or you may be suspected or established violation of any of the Terms.You understand and accept that by viewing or using the Portal or availing of any Services, or using communication features on the Portal, you may be exposed to content posted by other users which you may find offensive, objectionable or indecent. You may bring such content posted by other users to our notice that you may find offensive, objectionable or indecent and we reserve the right to act upon it as we may deem fit. The decision taken by us on this regard shall be final and binding on you.We are in compliance with FATF guidelines and therefore you are also required to comply with the FATF guidelines. By using our Portal, you undertake to comply with the FATF guidelines.You represent that you are not a politically exposed person.You represent that you have not been convicted for any crime.You represent that you are not on the UN Sanctions List or work for a company that is on the UN Sanctions list.

User Account Creation & Operation to use our Services, you will need to register with us on the Portal.By completing the online registration process on the Portal, you confirm your acceptance of the Terms.By registering on our Portal, you agree to receive all communication from us including promotional messages relating to Tournaments & Bonus through SMS, voice call, Email and Push Notifications.During the registration process, you will be required to choose a login name and a password in addition to providing some other information which may not be mandatory. Additionally, you may be required to give further personal information for your user account verification and/or for adding Win to your user account. You must give us the correct details in all fields requiring your personal information, including, without limitation, your name, postal address, email address, telephone number(s) etc. You undertake that you will update this information and keep it current.You acknowledge that we may, at any time, required to verify the correctness of this information and in order to do so may require additional documentary proof from you, failing which we reserve the right to suspend or terminate your registration on the Website.Any information provided by you to us should be complete and truthful to the best of your knowledge. We are not obliged to cross check or verify information provided by you and we will not take any responsibility for any outcome or consequence as a result of you providing incorrect information or concealing any relevant information from us.You understand that it is your responsibility to protect the information you provide on the Websites including but not limited to your Username, Password, Email address, Contact Details and Mobile number. We will not ask for your user account login password which is only to be entered at the time of login. At no other time should you provide your user account information to any user logged in on the Websites or elsewhere. You undertake that you will not allow / login and then allow any other person to play from your user account using your username. You specifically understand and agree that we will not incur any liability for information provided by you to anyone which may result in your user account on the Websites being exposed or misused by any other person.You agree to use your user account with us, solely for the purpose of playing on the Websites and the Apps and for transactions which you may have to carry out in connection with availing the Services thereon. Use or attempted use of your user account for any reason other than what is stated in the Terms may result in immediate termination of your user account and forfeiture of any prize, bonus or balance in the user account.You also understand and agree that deposits in your user account maintained with us are purely for the purpose of participation in online games made available on the Portal.

User restrictions Anti-Cheating and Anti-Collusion:You undertake that you yourself will play in all Games in which you have registered/joined and not use any form of external assistance to play. You shall not add unauthorized components, create or use cheats, exploits, bots, hacks or any other third-party software designed to modify the Websites or use any third-party software that intercepts, mines or otherwise collects information from or through the Websites or through any Services. Any attempt to employ any such external assistance is strictly prohibited. Anti-SPAMMING: Sending SPAM emails or any other form of unsolicited communication for obtaining registrations on the Website to benefit from any of our promotional program or for any other purpose is strictly prohibited.Multiple IDs: Your registration on the Portal is restricted to a single user account which will be used by you to avail the Services provided on the Portal.

You are prohibited from creating or using multiple user IDs for registering on the Portal.You may not create a login name or password or upload, distribute, transmit, publish or post content through or on the Websites or through any service or facility including any messaging facility provided by the Websites which : is libelous, defamatory, obscene, intimidating, invasive of privacy, abusive, illegal, harassing;contains expressions of hatred, hurting religious sentiments, racial discrimination or pornography;is otherwise objectionable or undesirable (whether or not unlawful);would constitute incitement to commit a criminal offence;violates the rights of any person;is aimed at soliciting donations or other form of help;violates the intellectual property of any person;disparage in any manner kishrummy or any of its subsidiaries, affiliates, licensors, associates, partners, sponsors, products, services, or websites;promotes a competing service or product; or violates any laws In the event we determine that the login name created by you is indecent, objectionable, offensive or otherwise undesirable, we shall notify you of the same and you shall promptly provide us with an alternate login name so that we can change your existing login name to the new name provided by you. If you fail to provide an alternate name, we reserve the right to either permanently suspend your user account or restore your user account only after a different acceptable login name has been provided by you.

You shall not host, intercept, emulate or redirect proprietary communication protocols, used by the Portal, if any, regardless of the method used, including protocol emulation, reverse engineering or modification of the Portal or any files that are part of the Portal.You shall not frame the Portal. You may not impose editorial comments, commercial material or any information on the Websites, alter or modify Content on the Websites, or remove, obliterate or obstruct any proprietary notices or labels.You shall not use Services on the Portal for commercial purposes including but not limited to use in a cyber cafe as a computer gaming centre, network play over the Internet or through gaming networks or connection to an unauthorized server that copies the gaming experience on the Website.

You shall not upload, distribute or publish through the Portal, any content which may contain viruses or computer contaminants (as defined in the Information Technology Act 2000 or such other laws in force in India at the relevant time) which may interrupt, destroy, limit the functionality or disrupt any software, hardware or other equipment belonging to us or that aids in providing the services offered by us. You shall not disseminate or upload viruses, programs, or software whether it is harmful to the Websites or not. Additionally, you shall not impersonate another person or user, attempt to get a password, other user account information, or other private information from a user, or harvest email addresses or other information.

You shall not purchase, sell, trade, rent, lease, license, grant a security interest in, or transfer your user account, Content, currency, points, standings, rankings, ratings, or any other attributes appearing in, originating from or associated with the Portal.Any form of fraudulent activity including, attempting to use or using any other person's credit card(s), debit cards, net-banking usernames, passwords, authorization codes, prepaid Win cards, mobile phones for adding Win to your user account is strictly prohibited.Accessing or attempting to access the Services through someone else user account is strictly prohibited.Winnings, bonuses and prizes are unique to the player and are non-transferable. In the event you attempt to transfer any winnings, bonuses or prizes, these will be forfeited.If you are an officer, director, employee, consultant or agent of kishrummy or a relative of such persons ("Associated Person"), you are not permitted to play either directly or indirectly, any Games which entitle you to any prize on the Portal, other than in the course of your engagement with us. For these purposes, the term 'relative' shall include spouse and financially dependent parents and, children.

You shall not post any material or comment, on any media available for public access, which in our sole discretion, is defamatory or detrimental to our business interests, notwithstanding the fact that such media is not owned or controlled by us. In addition to any other action that we may take pursuant to the provision hereof, we reserve the right to remove any and all material or comments posted by you and restrict your access to any media available for public access that is either controlled or moderate by us; when in our sole opinion, any such material or comments posted by you is defamatory or detrimental to our business interests.We don’t encourage accessing online games using your ID on two or more mobile devices simultaneously. In such an event, we reserve the right to disallow continuation of online games from the earlier logged in device(s).